The Smart Option Student Loan® by UCSB SallieMae Student Loans for UC Santa Barbara Students in Santa Barbara, CA FOR BORROWERS ATTENDING DEGREE-GRANTING INSTITUTIONS

Whether you’re an undergraduate, career training or graduate student get money for school from Sallie Mae® Student loans from Uloop in partnership with Sallie Mae® could help!


Sallie Mae® student loans are designed for the needs of all types of students.

  • Competitive interest rates
  • Multiple repayment options
  • No origination fees; no prepayment penalty1

Smart Option Student Loan® for undergraduate and career training students Plus, the graduate loan suite is designed to meet the needs of students in specific fields of study.


Find out which loan is right for you


Borrow responsibly

We encourage students and families to start with savings, grants, scholarships, and federal student loans to pay for college. Students and families should evaluate all anticipated monthly loan payments, and how much the student expects to earn in the future, before considering a private student loan.

These loans are made by Sallie Mae Bank. Uloop is not the creditor for these loans and is compensated by Sallie Mae for the referral of loan customers.

Applications are subject to a requested minimum loan amount of $1,000. Current credit and other eligibility criteria apply. Click here for additional eligibility information about each product.

1 Although we do not charge a penalty or fee if you prepay your loan, any prepayment will be applied as outlined in your promissory note—first to Unpaid Fees and costs, then to Unpaid Interest, and then to Current Principal.
SALLIE MAE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, SERVICES, AND BENEFITS AT ANY TIME WITHOUT NOTICE.

© Sallie Mae Bank. All rights reserved. Sallie Mae, the Sallie Mae logo, and other Sallie Mae names and logos are service marks or registered service marks of Sallie Mae Bank. All other names and logos used are the trademarks or service marks of their respective owners. SLM Corporation and its subsidiaries, including Sallie Mae Bank, are not sponsored by or agencies of the United States of America.

UCSB Sallie Mae Student Loans

The SallieMae Smart Option Student Loan is an ideal solution for UCSB students who need additional funding to pay for tuition fees, textbooks, and other educational expenses. This loan can help students cover the costs of college and keep up with the rising cost of education. It offers several benefits:

1. Flexible Repayment Options: UCSB students can choose between three repayment options - deferred, interest-only, and fixed - based on their financial situation.

2. Competitive Interest Rates: The SallieMae Smart Option Student Loan offers competitive interest rates that are lower than most other private student loans.

3. No Origination Fees or Prepayment Penalties: The loan does not have origination fees or prepayment penalties, reducing the overall costs of the loan.

4. Cosigner Release Option: Students can apply for a cosigner release from the loan’s co-borrower after making 12 consecutive on-time payments.

Overall, the SallieMae Smart Option Student Loan can help UCSB students manage their finances while pursuing their education. The loan can cover the gap between financial aid and the actual cost of attendance, providing UA students with more flexibility and financial freedom to get the education they need.
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